Navy Federal Car Loan Rates

 

New & Used Car Loan Rates

Loan Type	Up to 36 mos. APR as low as	37-60 mos. APR as low as	61-72 mos. APR as low as	73-84 mos. APR as low as	85-96 mos. APR as low as
New Vehicle	2.29%	2.49%	2.79%	4.69%	5.59%
Late Model Used Vehicle	2.69%	2.89%	3.99%	N/A	N/A
Used Vehicle	3.79%	4.09%	4.19%	N/A	N/A

      Rates as of June 20, 2022 ET

 

Late Model Used Cars: Model years 2021, 2022, and 2023 with 7,500–30,000 mileage.

2020 model years and earlier, or any model year with more than 30,000 kilometres. A car is considered vintage or antique based on the model year if it is 20 years old or older and is subject to higher collateral lending rates.

 

Required is direct deposit. There is no guarantee that the military discount will continue. Applicants must contact Navy Federal or visit a branch in order to receive the discount.Subject to certain restrictions, discounts on the active duty rate (which also apply to retired military members) may be used.

 

Subject to credit and collateral approval. Rates can vary because they depend on creditworthiness and are dynamic.

New Cars: Model Years 2021, 2022, and 2023 with 7,499 or fewer mileage. With terms ranging from 85 to 96 months, the smallest loan is for $30,000.

An example of a payment is $576 per month for a new car loan with a 36-month term and a 2.29 percent APR.

 

Late Model Used Cars: Model years 2021, 2022, and 2023 with 7,500–30,000 mileage.

2020 model years and earlier, or any model year with more than 30,000 kilometres.

If a car is 20 years old or older and has been manufactured for at least one year, it is referred to be vintage or antique and is subject to higher collateral lending rates.

 

No lease, purchase, or service made by or via the Navy Federal Car Buying Service, TrueCar, CARFAX, TruStage, Liberty Mutual, or SiriusXM is in any manner a responsibility of Navy Federal Credit Union.

 

CARFAX, Inc. is the registered owner of the CARFAX trademark.

 

The TruStage® Auto & Home Insurance Program makes Liberty Mutual Insurance available. The TruStage Auto & Home Insurance Program is provided by the TruStage Insurance Agency, LLC.The insurance is provided and underwritten by Liberty Mutual Insurance Company, located at 175 Berkeley Street in Boston, Massachusetts 02116, in the United States.

 

Discounts for Liberty Mutual Insurance 2022 differ from state to state and aren't always accessible. Some discounts are only available to particular coverages.

 

To the degree that it is legal, each application is personally underwritten, however some may not be qualified. For each driver specified on your policy, we will receive consumer records from consumer reporting organisations and/or motor vehicle reports, as allowed by state laws and regulations.

Please review your insurance for specifics on particular coverages and restrictions. The provided insurance is not a deposit and is neither purchased by Navy Federal Credit Union nor guaranteed by the federal government. Due to its assistance in making this insurance programme available, Navy Federal Credit Union has the right to compensation from TruStage Insurance Agency, LLC.

 

Navy Federal Credit Union shall not be responsible in any way for any products or services provided by or through TruStage, Liberty Mutual, or any of their respective subsidiaries, affiliates, or joint venture partners in the insurance business.

© TruStage Insurance Agency 2022

 

AUT-3890383.2-0422-0524

 

TrueCar manages the Navy Federal Car Purchasing Service.The Navy Federal Car Buying Service is not responsible for any purchases, leases, or services made by or through the service.

 

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